programs Education

College Access Loan

Phone: 800-242-3062
Email: www.hhloans.com

The College Access Loan Program provides alternative education loans to Texas students who are unable to meet the cost of attendance. The amount of federal aid for which you are eligible must be deducted from the cost of attendance in determining the CAL loan amount. Currently, the fixed annual interest rate is 3.75%. Interest is not capitalized.

Students must meet the following eligibility requirements:

• be a Texas resident
• be registered with the Selective Service, or be exempt
• be accepted for enrollment and enrolled at least half-time in a course of study leading to a certificate, an associate, bachelor's, graduate, or higher degree; or an approved alternative educator certification program
• meet the institution's satisfactory academic progress requirements
• receive favorable credit evaluation or provide a cosigner who has good credit standing and meets other requirements

Online Application and complete details regarding eligibility, loan amounts, interest rates, etc. can be found at www.hhloans.com; or you may call 1-800-242-3062; or contact the Financial Aid office at your college.